National Advisors Trust Company
Kansas City, MO · Cert 57160 · Peer group: banks under $1B in assets in the Kansas City, MO-KS area (n=40)
National charter · OCC · 1 branch
Q2 2026
$21.6MAssets
$0KLoans
$500KDeposits
$17.2MEquity
Executive Summary
- Strongest standing: return on assets outperforms 98% of banks under $1B in assets in the Kansas City, MO-KS area (rank 1 of 40).
- Widest gap: net interest margin trails 85% of banks under $1B in assets in the Kansas City, MO-KS area (rank 34 of 40).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
19.52%
Rank 1 of 40
Net Interest Margin
3.09%
Rank 34 of 40
Efficiency Ratio
74.42%
Rank 34 of 40
Equity / Assets
79.56%
Rank 1 of 40
Non-interest income vs. expense
Favorable gap of $5.1M · efficiency ratio beats 17% of banks under $1B in assets in the Kansas City, MO-KS area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 19.52% | 1.02% | 1.39% | 1.86% | Beats 98% | 1 / 40 | | |
| Return on Equity | 24.54% | 10.74% | 14.78% | 21.32% | Beats 93% | 3 / 40 | | |
| Net Interest Margin | 3.09% | 3.33% | 4.05% | 4.63% | Beats 15% | 34 / 40 | | |
| Efficiency Ratio | 74.42% | 51.70% | 58.10% | 69.29% | Beats 17% | 34 / 40 | | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 295% | 11.32% | 12.27% | 16.94% | Beats 98% | 1 / 40 | | |
| Total Risk-Based Capital Ratio | 295% | 11.32% | 13.09% | 17.63% | Beats 98% | 1 / 40 | | |
| Equity / Assets | 79.56% | 8.41% | 10.10% | 12.34% | Beats 98% | 1 / 40 | | |
| Liquidity & Funding |
| Loans / Deposits | 0.00% | 73.50% | 85.60% | 94.85% | 0th pctl | 40 / 40 | | |
| Loans / Assets | 0.00% | 62.75% | 69.87% | 79.23% | 0th pctl | 40 / 40 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |