Mission Valley Bank
Sun Valley, CA · Cert 57101 · Peer group: banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=27-28) · Mission Valley Bcorp
State charter, non-member · FDIC · 4 branches
Q2 2026
$782.0MAssets
$630.5MLoans
$615.3MDeposits
$83.9MEquity
Executive Summary
- Strongest standing: return on equity outperforms 64% of banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 10 of 28).
- Widest gap: net charge-offs / loans trails 89% of banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 25 of 27).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.81%
Rank 14 of 28
Net Interest Margin
3.94%
Rank 10 of 28
Efficiency Ratio
71.95%
Rank 16 of 28
Equity / Assets
10.73%
Rank 24 of 28
Non-interest income vs. expense
Unfavorable gap of $20.0M · efficiency ratio beats 46% of banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.81% | 0.39% | 0.81% | 1.45% | Beats 50% | 14 / 28 | |
| Return on Equity | 7.52% | 2.58% | 5.09% | 9.10% | Beats 64% | 10 / 28 | |
| Net Interest Margin | 3.94% | 3.22% | 3.68% | 4.12% | Beats 64% | 10 / 28 | |
| Efficiency Ratio | 71.95% | 56.77% | 70.25% | 85.37% | Beats 46% | 16 / 28 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.94% | n/a | 0.26% | 1.61% | Beats 22% | 22 / 27 | |
| Net Charge-Offs / Loans | 0.18% | n/a | n/a | 0.02% | Beats 11% | 25 / 27 | |
| Capital |
| Tier 1 Capital Ratio | 12.25% | 13.70% | 16.46% | 19.75% | Beats 14% | 24 / 28 | |
| Total Risk-Based Capital Ratio | 13.44% | 14.96% | 17.60% | 20.63% | Beats 18% | 23 / 28 | |
| Equity / Assets | 10.73% | 11.97% | 15.41% | 17.42% | Beats 14% | 24 / 28 | |
| Liquidity & Funding |
| Loans / Deposits | 102.47% | 84.00% | 97.95% | 102.47% | 75th pctl | 7 / 28 | |
| Loans / Assets | 80.63% | 69.18% | 76.59% | 81.19% | 68th pctl | 9 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |