Milwaukee, WI · Cert 57093
State savings bank · OCC · 1 branch
Q2 2026
Market Position · Milwaukee-Waukesha, WI · 2026 SOD (annual) · 0.1% share · #39 of 43 inst. · $0.1B of $79.9B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 34.91% | 35.11% | 34.91% | 34.43% | 33.51% | 34.28% | 38.76% | 38.88% | +445 bps | |
| Return on Equity | 51.94% | 53.17% | 56.15% | 53.77% | 51.23% | 53.31% | 63.71% | 61.55% | +778 bps | |
| Net Interest Margin | 2.76% | 2.80% | 2.79% | 2.64% | 2.58% | 2.60% | 2.63% | 2.54% | -11 bps | |
| Efficiency Ratio | 89.48% | 89.92% | 90.81% | 90.68% | 90.82% | 91.08% | 91.21% | 90.95% | +27 bps | |
| Non-Interest Burden | -30.91% | -29.77% | -33.34% | -32.02% | -29.85% | -29.19% | -36.69% | -35.54% | -352 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 14.40% | 10.06% | 9.29% | 8.14% | 6.51% | 5.67% | 5.42% | 5.13% | -301 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 60.30% | 42.58% | 54.21% | 57.12% | 58.59% | 39.42% | 51.36% | 54.95% | -217 bps | |
| Total Risk-Based Capital | 60.30% | 42.58% | 54.21% | 57.12% | 58.59% | 39.42% | 51.36% | 54.95% | -217 bps | |
| Equity / Assets | 69.87% | 60.89% | 63.31% | 67.29% | 68.86% | 59.49% | 62.05% | 67.27% | -2 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |