Story Bank Dba Story Financial Partners
Jackson, MS · Cert 57069 · Peer group: banks $1B-$10B in assets (n=322-328) · Story Bancshares
State charter, non-member · FDIC · 7 branches
Q2 2026
$1.0BAssets
$888.0MLoans
$890.4MDeposits
$106.1MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 76% of banks $1B-$10B in assets (rank 77 of 322).
- Widest gap: efficiency ratio trails 81% of banks $1B-$10B in assets (rank 266 of 328).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.86%
Rank 258 of 328
Net Interest Margin
3.55%
Rank 141 of 328
Efficiency Ratio
70.07%
Rank 266 of 328
Equity / Assets
10.51%
Rank 157 of 328
Non-interest income vs. expense
Unfavorable gap of $22.7M · efficiency ratio beats 19% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.86% | 0.91% | 1.22% | 1.52% | Beats 21% | 258 / 328 | |
| Return on Equity | 8.18% | 8.43% | 11.45% | 14.43% | Beats 22% | 255 / 328 | |
| Net Interest Margin | 3.55% | 3.03% | 3.45% | 3.83% | Beats 57% | 141 / 328 | |
| Efficiency Ratio | 70.07% | 51.61% | 59.56% | 67.53% | Beats 19% | 266 / 328 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.37% | 0.24% | 0.51% | 1.03% | Beats 64% | 118 / 322 | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.03% | 0.10% | Beats 76% | 77 / 322 | |
| Capital |
| Tier 1 Capital Ratio | 12.23% | 11.75% | 13.15% | 15.47% | Beats 35% | 212 / 328 | |
| Total Risk-Based Capital Ratio | 13.24% | 12.63% | 14.15% | 16.46% | Beats 36% | 211 / 328 | |
| Equity / Assets | 10.51% | 9.15% | 10.33% | 12.01% | Beats 52% | 157 / 328 | |
| Liquidity & Funding |
| Loans / Deposits | 99.73% | 76.63% | 87.92% | 95.36% | 85th pctl | 50 / 323 | |
| Loans / Assets | 87.94% | 65.18% | 74.15% | 79.98% | 96th pctl | 14 / 328 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |