Sheridan, AR · Cert 57058 · Peoples Bcorp Inc.
State charter, Fed member · FED · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets (n=581 to 629). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
51
Asset Quality
66
Profitability
79
Liquidity
41
Efficiency
95
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Sheridan, AR · Cert 57058 · Peoples Bcorp Inc.
State charter, Fed member · FED · 3 branches
Q2 2026
Market Position · Little Rock-North Little Rock-Conway, AR · 2026 SOD (annual) · 0.7% share · #18 of 42 inst. · $0.3B of $36.9B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.70% | 1.66% | 1.72% | 1.78% | 1.80% | 1.76% | 1.80% | 1.82% | +4 bps | |
| Return on Equity | 13.31% | 13.19% | 14.33% | 14.63% | 14.58% | 14.09% | 14.15% | 14.44% | -19 bps | |
| Net Interest Margin | 3.81% | 3.70% | 4.01% | 3.97% | 4.07% | 4.01% | 4.06% | 4.04% | +7 bps | |
| Efficiency Ratio | 47.20% | 47.75% | 45.92% | 44.49% | 44.11% | 44.59% | 42.52% | 42.11% | -238 bps | |
| Non-Interest Burden | 1.52% | 1.50% | 1.56% | 1.48% | 1.51% | 1.51% | 1.46% | 1.44% | -3 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 16.72% | 17.27% | 20.92% | 13.56% | 13.34% | 9.23% | 9.52% | 13.51% | -5 bps | |
| Loan Growth (YoY) | 16.06% | 12.43% | 12.88% | 16.46% | 20.46% | 15.83% | 17.71% | 18.93% | +247 bps | |
| Deposit Growth (YoY) | 15.85% | 18.48% | 22.26% | 13.63% | 13.70% | 8.01% | 9.14% | 13.82% | +20 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.04% | 0.03% | 0.04% | 0.04% | 0.01% | 0.01% | 0.01% | 0.03% | 0 bps | |
| Net Charge-Offs / Loans | 0.02% | 0.02% | 0.01% | 0.02% | 0.04% | 0.03% | 0.00% | 0.00% | -2 bps | |
| Allowance / Loans | 1.59% | 1.65% | 1.68% | 1.62% | 1.58% | 1.79% | 1.84% | 1.80% | +18 bps | |
| Allowance Coverage of NPLs | 41.4x | 48.6x | 43.3x | 45.0x | 201.7x | 250.6x | 145.4x | 57.2x | +12.2x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 14.20% | 13.54% | 13.68% | 13.48% | 13.76% | 13.41% | 13.39% | 13.33% | -15 bps | |
| Total Risk-Based Capital | 14.20% | 13.54% | 13.68% | 13.48% | 13.76% | 13.41% | 13.39% | 13.33% | -15 bps | |
| Equity / Assets | 12.99% | 11.90% | 12.09% | 12.58% | 12.77% | 12.90% | 12.49% | 12.45% | -13 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 58.26% | 57.52% | 55.67% | 59.19% | 61.73% | 61.68% | 60.04% | 61.85% | +266 bps | |
| Liquid Assets / Assets | 15.00% | 9.05% | 15.76% | 8.50% | 9.12% | 7.31% | 7.09% | 8.53% | +2 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 197.31% | 188.89% | 196.94% | n/a | n/a | |
Sheridan, AR · Cert 57058 · Peer group: banks under $1B in assets (n=581-629) · Peoples Bcorp Inc.
State charter, Fed member · FED · 3 branches
Q2 2026
Return on Assets
1.75%
Rank 103 of 629
Net Interest Margin
4.04%
Rank 165 of 629
Efficiency Ratio
42.11%
Rank 31 of 629
Equity / Assets
12.45%
Rank 205 of 629
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.75% | 0.60% | 1.01% | 1.45% | Beats 84% | 103 / 629 | ||
| Return on Equity | 14.10% | 5.38% | 9.30% | 13.28% | Beats 79% | 129 / 629 | ||
| Net Interest Margin | 4.04% | 3.03% | 3.54% | 4.05% | Beats 74% | 165 / 629 | ||
| Efficiency Ratio | 42.11% | 58.35% | 67.79% | 79.08% | Beats 95% | 31 / 629 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.03% | 0.09% | 0.46% | 1.20% | Beats 83% | 100 / 581 | ||
| Net Charge-Offs / Loans | 0.01% | n/a | 0.01% | 0.06% | Beats 49% | 297 / 581 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.33% | 11.24% | 13.84% | 18.77% | Beats 46% | 338 / 629 | ||
| Total Risk-Based Capital Ratio | 13.33% | 11.58% | 14.43% | 19.66% | Beats 41% | 370 / 629 | ||
| Equity / Assets | 12.45% | 9.09% | 10.65% | 13.80% | Beats 67% | 205 / 629 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 61.85% | 67.24% | 80.90% | 93.48% | 20th pctl | 477 / 594 | ||
| Loans / Assets | 53.64% | 53.31% | 67.71% | 78.15% | 25th pctl | 469 / 629 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||