Champion Bank
Parker, CO · Cert 57031 · Peer group: banks under $1B in assets (n=581-629)
State charter, non-member · FDIC · 1 branch
Q2 2026
$41.7MAssets
$14.2MLoans
$25.3MDeposits
$16.0MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: return on assets trails 98% of banks under $1B in assets (rank 614 of 629).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
-2.20%
Rank 614 of 629
Net Interest Margin
3.54%
Rank 315 of 629
Efficiency Ratio
140.64%
Rank 609 of 629
Equity / Assets
38.46%
Rank 52 of 629
Non-interest income vs. expense
Unfavorable gap of $2.4M · efficiency ratio beats 3% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -2.20% | 0.60% | 1.01% | 1.45% | Beats 2% | 614 / 629 | |
| Return on Equity | -5.71% | 5.38% | 9.30% | 13.28% | Beats 5% | 599 / 629 | |
| Net Interest Margin | 3.54% | 3.03% | 3.54% | 4.05% | Beats 50% | 315 / 629 | |
| Efficiency Ratio | 140.64% | 58.35% | 67.79% | 79.08% | Beats 3% | 609 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.01% | 0.09% | 0.46% | 1.20% | Beats 30% | 408 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 94.00% | 11.24% | 13.84% | 18.77% | Beats 95% | 34 / 629 | |
| Total Risk-Based Capital Ratio | 95.26% | 11.58% | 14.43% | 19.66% | Beats 95% | 33 / 629 | |
| Equity / Assets | 38.46% | 9.09% | 10.65% | 13.80% | Beats 92% | 52 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 56.18% | 67.24% | 80.90% | 93.48% | 15th pctl | 507 / 594 | |
| Loans / Assets | 34.06% | 53.31% | 67.71% | 78.15% | 13th pctl | 550 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |