Parker, CO · Cert 57031
State charter, non-member · FDIC · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets (n=581 to 629). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
94
Asset Quality
65
Profitability
19
Liquidity
24
Efficiency
3
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Parker, CO · Cert 57031
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Denver-Aurora-Centennial, CO · 2026 SOD (annual) · 0.0% share · #59 of 68 inst. · $0.0B of $113.6B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.08% | 0.13% | -0.38% | -0.13% | -0.32% | -0.45% | -1.19% | -2.12% | -199 bps | |
| Return on Equity | 0.23% | 0.37% | -1.07% | -0.36% | -0.92% | -1.26% | -3.18% | -5.61% | -524 bps | |
| Net Interest Margin | 3.87% | 4.03% | 3.39% | 3.30% | 3.36% | 3.46% | 3.36% | 3.54% | +23 bps | |
| Efficiency Ratio | 98.23% | 97.08% | 107.18% | 102.28% | 105.81% | 108.10% | 123.02% | 140.64% | +3,836 bps | |
| Non-Interest Burden | 3.76% | 3.84% | 3.77% | 3.43% | 3.67% | 3.91% | 4.54% | 5.72% | +229 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -8.33% | -8.78% | 2.72% | 5.24% | 3.47% | 5.02% | -14.12% | -14.20% | -1,944 bps | |
| Loan Growth (YoY) | 26.13% | 11.95% | 5.66% | 5.27% | -0.65% | 7.00% | -1.53% | -7.28% | -1,255 bps | |
| Deposit Growth (YoY) | -14.58% | -13.49% | 3.23% | 7.46% | 5.40% | 6.99% | -21.03% | -20.51% | -2,797 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 4.25% | 0.00% | 0.00% | 0.00% | 0.99% | 0.94% | 1.00% | 1.01% | +101 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.11% | 0.00% | 0.01% | 0.01% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 2.67% | 2.73% | 2.66% | 2.54% | 2.68% | 2.55% | 2.72% | 2.73% | +19 bps | |
| Allowance Coverage of NPLs | 0.6x | n/a | n/a | n/a | 2.7x | 2.7x | 2.7x | 2.7x | n/a | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 37.14% | 39.31% | 36.86% | 35.22% | 34.85% | 36.17% | 37.76% | 39.33% | +412 bps | |
| Total Risk-Based Capital | 94.14% | 99.90% | 93.02% | 90.42% | 92.86% | 90.54% | 98.12% | 95.26% | +485 bps | |
| Equity / Assets | 37.00% | 37.30% | 34.07% | 34.11% | 35.60% | 35.83% | 39.24% | 38.46% | +435 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 51.51% | 51.82% | 45.46% | 48.17% | 48.55% | 51.82% | 56.69% | 56.18% | +801 bps | |
| Liquid Assets / Assets | 26.26% | 26.23% | 33.00% | 33.57% | 36.00% | 34.91% | 30.10% | 33.33% | -24 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 74.36% | 78.42% | 73.76% | n/a | n/a | |
Parker, CO · Cert 57031 · Peer group: banks under $1B in assets (n=581-629)
State charter, non-member · FDIC · 1 branch
Q2 2026
Return on Assets
-2.20%
Rank 614 of 629
Net Interest Margin
3.54%
Rank 315 of 629
Efficiency Ratio
140.64%
Rank 609 of 629
Equity / Assets
38.46%
Rank 52 of 629
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -2.20% | 0.60% | 1.01% | 1.45% | Beats 2% | 614 / 629 | ||
| Return on Equity | -5.71% | 5.38% | 9.30% | 13.28% | Beats 5% | 599 / 629 | ||
| Net Interest Margin | 3.54% | 3.03% | 3.54% | 4.05% | Beats 50% | 315 / 629 | ||
| Efficiency Ratio | 140.64% | 58.35% | 67.79% | 79.08% | Beats 3% | 609 / 629 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.01% | 0.09% | 0.46% | 1.20% | Beats 30% | 408 / 581 | ||
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 94.00% | 11.24% | 13.84% | 18.77% | Beats 95% | 34 / 629 | ||
| Total Risk-Based Capital Ratio | 95.26% | 11.58% | 14.43% | 19.66% | Beats 95% | 33 / 629 | ||
| Equity / Assets | 38.46% | 9.09% | 10.65% | 13.80% | Beats 92% | 52 / 629 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 56.18% | 67.24% | 80.90% | 93.48% | 15th pctl | 507 / 594 | ||
| Loans / Assets | 34.06% | 53.31% | 67.71% | 78.15% | 13th pctl | 550 / 629 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||