Brannen Bank
Inverness, FL · Cert 5676 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Brannen Banks of Florida Inc.
State charter, non-member · FDIC · 12 branches
Q2 2026
$1.0BAssets
$536.6MLoans
$991.9MDeposits
$37.0MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks $1B-$10B in assets operating in a single state (rank 15 of 258).
- Widest gap: equity / assets trails 100% of banks $1B-$10B in assets operating in a single state (rank 258 of 258).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.56%
Rank 64 of 258
Net Interest Margin
3.42%
Rank 141 of 258
Efficiency Ratio
47.26%
Rank 38 of 257
Equity / Assets
3.59%
Rank 258 of 258
Non-interest income vs. expense
Unfavorable gap of $15.6M · efficiency ratio beats 86% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.56% | 0.93% | 1.23% | 1.54% | Beats 75% | 64 / 258 | |
| Return on Equity | 43.43% | 9.26% | 11.84% | 14.74% | Beats 99% | 3 / 258 | |
| Net Interest Margin | 3.42% | 3.16% | 3.49% | 3.88% | Beats 45% | 141 / 258 | |
| Efficiency Ratio | 47.26% | 51.71% | 60.30% | 69.65% | Beats 86% | 38 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.45% | 0.19% | 0.46% | 0.90% | Beats 50% | 129 / 258 | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.02% | 0.07% | Beats 100% | 15 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 14.94% | 11.41% | 12.98% | 15.12% | Beats 73% | 69 / 258 | |
| Total Risk-Based Capital Ratio | 15.95% | 12.10% | 13.91% | 16.08% | Beats 74% | 67 / 258 | |
| Equity / Assets | 3.59% | 9.09% | 10.24% | 11.72% | Beats 0% | 258 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 54.10% | 73.24% | 86.34% | 95.95% | 5th pctl | 245 / 258 | |
| Loans / Assets | 52.05% | 63.01% | 72.27% | 78.40% | 8th pctl | 237 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |