Brannen Bank
Inverness, FL · Cert 5676 · Peer group: banks $1B-$10B in assets operating in a single state (n=266-267) · Brannen Banks of Florida Inc.
State charter, non-member · FDIC · 12 branches
Q2 2026
$1.0BAssets
$536.6MLoans
$991.9MDeposits
$37.0MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks $1B-$10B in assets operating in a single state (rank 13 of 267).
- Widest gap: equity / assets trails 100% of banks $1B-$10B in assets operating in a single state (rank 267 of 267).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.56%
Rank 66 of 267
Net Interest Margin
3.42%
Rank 150 of 267
Efficiency Ratio
47.26%
Rank 38 of 266
Equity / Assets
3.59%
Rank 267 of 267
Non-interest income vs. expense
Unfavorable gap of $15.6M · efficiency ratio beats 86% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.56% | 0.93% | 1.23% | 1.55% | Beats 75% | 66 / 267 | |
| Return on Equity | 43.43% | 9.16% | 11.84% | 14.56% | Beats 99% | 3 / 267 | |
| Net Interest Margin | 3.42% | 3.12% | 3.50% | 3.88% | Beats 44% | 150 / 267 | |
| Efficiency Ratio | 47.26% | 51.36% | 60.21% | 69.66% | Beats 86% | 38 / 266 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.45% | 0.19% | 0.46% | 0.89% | Beats 51% | 131 / 267 | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.02% | 0.06% | Beats 100% | 13 / 267 | |
| Capital |
| Tier 1 Capital Ratio | 14.94% | 11.29% | 13.05% | 15.13% | Beats 72% | 74 / 267 | |
| Total Risk-Based Capital Ratio | 15.95% | 11.95% | 13.87% | 16.27% | Beats 73% | 72 / 267 | |
| Equity / Assets | 3.59% | 9.18% | 10.29% | 11.76% | Beats 0% | 267 / 267 | |
| Liquidity & Funding |
| Loans / Deposits | 54.10% | 72.68% | 86.16% | 95.22% | 5th pctl | 254 / 267 | |
| Loans / Assets | 52.05% | 62.46% | 71.96% | 78.38% | 9th pctl | 244 / 267 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |