PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

HKF

Cleveland, OH · Charter 5667

Q2 1995

$698KAssets
$612KLoans
$667KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.95%.
  • Asset quality: problem loans at 2.48% of loans.
  • Funding: loans stand at 91.80% of shares as of Q2 1995.

Financial Results

Return on Assets (quarter, annualized)

0.95%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets-7.55%-8.55%0.95%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans7.75%5.53%2.48%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans2.17%2.62%2.63%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares91.69%86.04%91.80%n/a
Liquid Assets / Assets9.89%13.25%13.70%n/a