Union Congregational New York, NY · Charter 5655 · Peer group: credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (n=163)
NCUA · 1 branch
Q3 2025
$2K Assets
$0K Loans
$0K Shares
$2K Net Worth
Executive Summary Strongest standing: tier 1 capital ratio outperforms 99% of credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 1 of 163). Widest gap: net interest margin trails 100% of credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 163 of 163). Overall: at or above the peer median on 2 of 5 directional measures. Return on Assets
0.00%
Rank 128 of 163
Net Interest Margin
0.00%
Rank 163 of 163
Equity / Assets
100.00%
Rank 1 of 163
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.00% 0.04% 0.40% 1.09% Beats 21% 128 / 163 Return on Equity 0.00% 0.29% 2.84% 6.52% Beats 21% 128 / 163 Net Interest Margin 0.00% 2.66% 3.73% 4.50% Beats 0% 163 / 163 Efficiency Ratio n/a Not reported for this institution Asset Quality Nonperforming Loans / Loans n/a Not reported for this institution Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 100.00% 10.69% 14.85% 21.82% Beats 99% 1 / 163 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 100.00% 10.69% 14.85% 21.81% Beats 99% 1 / 163 Liquidity & Funding Loans / Deposits n/a Not reported for this institution Loans / Assets 0.00% 23.14% 37.90% 62.96% 0th pctl 162 / 163 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.41%, the median effective tax rate of the 2,782 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11