Greenwood, DE · Cert 5649
FDIC · 2 branches
Q1 2025
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2024 SOD (annual) · 0.0% share · #86 of 91 inst. · $0.0B of $611.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.25% | 3.10% | 2.76% | 2.95% | 2.90% | +65 bps | |
| Return on Equity | 26.64% | 34.98% | 30.37% | 32.06% | 29.83% | +319 bps | |
| Net Interest Margin | 9.83% | 9.94% | 10.00% | 10.17% | 10.21% | +39 bps | |
| Efficiency Ratio | 34.05% | 34.77% | 35.89% | 35.75% | 34.15% | +10 bps | |
| Non-Interest Burden | 2.84% | 2.87% | 3.01% | 2.89% | 3.00% | +15 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 14.82% | 9.43% | 5.57% | -2.71% | -3.26% | -1,808 bps | |
| Loan Growth (YoY) | 12.33% | 8.27% | 3.52% | -5.68% | -7.23% | -1,956 bps | |
| Deposit Growth (YoY) | 15.63% | 10.74% | 7.22% | -0.15% | 0.34% | -1,529 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.81% | 1.72% | 1.78% | 1.90% | 1.87% | +6 bps | |
| Net Charge-Offs / Loans | 4.92% | 4.82% | 4.75% | 4.88% | 4.97% | +5 bps | |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 9.15% | 10.19% | 9.90% | 9.89% | 9.71% | +57 bps | |
| Total Risk-Based Capital | 12.81% | 13.84% | 13.72% | 14.20% | 14.11% | +130 bps | |
| Equity / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Deposits | 111.13% | 113.89% | 110.90% | 107.70% | 102.74% | -839 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |