Census
Suitland, MD · Charter 5641 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$48.9MAssets
$11.2MLoans
$39.2MShares
$10.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 88% of credit unions under $1B in assets (rank 205 of 1683).
- Widest gap: net interest margin trails 72% of credit unions under $1B in assets (rank 1210 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.19%
Rank 415 of 1,683
Net Interest Margin
3.39%
Rank 1,210 of 1,683
Efficiency Ratio
67.63%
Rank 380 of 1,682
Equity / Assets
20.62%
Rank 205 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.19% | 0.35% | 0.74% | 1.18% | Beats 75% | 415 / 1,683 | |
| Return on Equity | 5.75% | 2.67% | 5.89% | 8.74% | Beats 49% | 863 / 1,681 | |
| Net Interest Margin | 3.39% | 3.31% | 3.82% | 4.32% | Beats 28% | 1,210 / 1,683 | |
| Efficiency Ratio | 67.63% | 68.91% | 78.20% | 86.93% | Beats 77% | 380 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.38% | 0.26% | 0.65% | 1.29% | Beats 68% | 547 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.62% | 10.44% | 12.89% | 16.53% | Beats 88% | 205 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.62% | 10.44% | 12.89% | 16.53% | Beats 88% | 205 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 28.53% | 52.61% | 69.38% | 83.50% | 4th pctl | 1,608 / 1,683 | |
| Loans / Assets | 22.83% | 44.71% | 59.18% | 70.72% | 4th pctl | 1,616 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |