Suitland, MD · Charter 5641
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
88
Asset Quality
68
Profitability
51
Liquidity
0
Efficiency
77
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Suitland, MD · Charter 5641
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.09% | 0.00% | 0.49% | 0.43% | 0.35% | 0.49% | 1.06% | 1.19% | +76 bps | |
| Return on Equity | -0.45% | 0.01% | 2.64% | 2.26% | 1.84% | 2.48% | 5.29% | 5.75% | +350 bps | |
| Net Interest Margin | 1.82% | 1.90% | 2.27% | 2.39% | 2.51% | 2.66% | 3.23% | 3.39% | +100 bps | |
| Efficiency Ratio | 104.06% | 99.94% | 80.93% | 84.09% | 87.40% | 83.40% | 69.56% | 67.62% | -1,648 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.86% | -0.54% | 3.08% | -0.11% | -0.77% | -1.81% | -4.30% | -3.70% | -359 bps | |
| Loan Growth (YoY) | -2.18% | -5.44% | -3.86% | -5.53% | -1.98% | -4.72% | -10.39% | -8.79% | -326 bps | |
| Share Growth (YoY) | -5.37% | -3.50% | 0.20% | -3.41% | -3.23% | -4.89% | -6.81% | -5.73% | -232 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.69% | 0.20% | 0.39% | 0.73% | 0.36% | 0.21% | 1.66% | 0.38% | -35 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 18.81% | 18.88% | 18.54% | 19.02% | 19.29% | 19.72% | 20.00% | 20.62% | +160 bps | |
| Net Worth / Assets | 18.81% | 18.88% | 18.54% | 19.02% | 19.29% | 19.72% | 20.00% | 20.62% | +160 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 29.39% | 29.14% | 28.63% | 29.49% | 29.77% | 29.20% | 27.53% | 28.53% | -96 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Suitland, MD · Charter 5641 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
Return on Assets
1.19%
Rank 415 of 1,683
Net Interest Margin
3.39%
Rank 1,210 of 1,683
Efficiency Ratio
67.63%
Rank 380 of 1,682
Equity / Assets
20.62%
Rank 205 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.19% | 0.35% | 0.74% | 1.18% | Beats 75% | 415 / 1,683 | ||
| Return on Equity | 5.75% | 2.67% | 5.89% | 8.74% | Beats 49% | 863 / 1,681 | ||
| Net Interest Margin | 3.39% | 3.31% | 3.82% | 4.32% | Beats 28% | 1,210 / 1,683 | ||
| Efficiency Ratio | 67.63% | 68.91% | 78.20% | 86.93% | Beats 77% | 380 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.38% | 0.26% | 0.65% | 1.29% | Beats 68% | 547 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 20.62% | 10.44% | 12.89% | 16.53% | Beats 88% | 205 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 20.62% | 10.44% | 12.89% | 16.53% | Beats 88% | 205 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 28.53% | 52.61% | 69.38% | 83.50% | 4th pctl | 1,608 / 1,683 | ||
| Loans / Assets | 22.83% | 44.71% | 59.18% | 70.72% | 4th pctl | 1,616 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||