Philadelphia, PA · Charter 5621
NCUA · 34 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.55% | 0.71% | 0.69% | 0.41% | 0.53% | -2 bps | |
| Return on Equity | 6.64% | 8.54% | 8.24% | 4.91% | 6.28% | -36 bps | |
| Net Interest Margin | 2.83% | 2.87% | 2.81% | 2.80% | 2.83% | 0 bps | |
| Efficiency Ratio | 75.57% | 73.12% | 72.12% | 79.07% | 75.05% | -52 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.91% | 6.88% | 3.60% | 5.62% | 3.95% | -196 bps | |
| Loan Growth (YoY) | 7.47% | -0.87% | 1.95% | 2.51% | -4.47% | -1,194 bps | |
| Share Growth (YoY) | 8.82% | 9.83% | 10.53% | 9.92% | 8.24% | -58 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.24% | 1.15% | 1.11% | 0.90% | 1.23% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.30% | 8.28% | 8.34% | 8.32% | 8.43% | +13 bps | |
| Net Worth / Assets | 8.30% | 8.28% | 8.34% | 8.32% | 8.43% | +13 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 96.13% | 87.93% | 85.06% | 85.33% | 84.84% | -1,129 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |