Washington, DC · Charter 5610
NCUA · 1 branch
Q1 2022
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2021 | Q2 2021 | Q3 2021 | Q4 2021 | Q1 2022 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.03% | -0.09% | -1.47% | -734% | -251% | -25,131 bps | |
| Return on Equity | 0.19% | -0.61% | -6.66% | -3409% | -591% | -59,096 bps | |
| Net Interest Margin | 8.36% | 1.72% | 1.45% | -644% | 0.00% | -836 bps | |
| Efficiency Ratio | 94.17% | 98.43% | 176.10% | n/a | n/a | n/a | |
| Growth | |||||||
| Asset Growth (YoY) | 1.79% | -1.02% | -36.07% | -98.80% | -99.36% | -10,115 bps | |
| Loan Growth (YoY) | 81.25% | 8.13% | -11.18% | -100.00% | -100.00% | -18,125 bps | |
| Share Growth (YoY) | 2.02% | -1.16% | -41.64% | -100.00% | -100.00% | -10,202 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.69% | 2.60% | 0.13% | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.63% | 1.06% | 1.05% | n/a | n/a | n/a | |
| Capital | |||||||
| Risk-Based Capital | 14.35% | 14.27% | 22.00% | 21.53% | 42.53% | +2,818 bps | |
| Net Worth / Assets | 14.35% | 14.27% | 22.00% | 21.53% | 42.53% | +2,818 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 24.20% | 21.63% | 34.80% | n/a | n/a | n/a | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |