Bank of Brewton
Brewton, AL · Cert 5605 · Peer group: banks under $1B in assets (n=581-629) · Repton Supply Co. Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$49.6MAssets
$15.2MLoans
$40.3MDeposits
$9.3MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 81 of 581).
- Widest gap: return on equity trails 72% of banks under $1B in assets (rank 452 of 629).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.13%
Rank 269 of 629
Net Interest Margin
3.79%
Rank 237 of 629
Efficiency Ratio
75.57%
Rank 429 of 629
Equity / Assets
18.66%
Rank 87 of 629
Non-interest income vs. expense
Unfavorable gap of $1.4M · efficiency ratio beats 32% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 0.60% | 1.01% | 1.45% | Beats 57% | 269 / 629 | | |
| Return on Equity | 6.03% | 5.38% | 9.30% | 13.28% | Beats 28% | 452 / 629 | | |
| Net Interest Margin | 3.79% | 3.03% | 3.54% | 4.05% | Beats 62% | 237 / 629 | | |
| Efficiency Ratio | 75.57% | 58.35% | 67.79% | 79.08% | Beats 32% | 429 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.46% | 1.20% | Beats 100% | 81 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 20.57% | 11.24% | 13.84% | 18.77% | Beats 79% | 132 / 629 | | |
| Total Risk-Based Capital Ratio | 20.57% | 11.58% | 14.43% | 19.66% | Beats 78% | 140 / 629 | | |
| Equity / Assets | 18.66% | 9.09% | 10.65% | 13.80% | Beats 86% | 87 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 37.66% | 67.24% | 80.90% | 93.48% | 6th pctl | 561 / 594 | | |
| Loans / Assets | 30.61% | 53.31% | 67.71% | 78.15% | 11th pctl | 559 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |