United Nations
Long Island Cit, NY · Charter 5588 · Peer group: credit unions any (n=25)
NCUA · 3 branches
Q2 2026
$10.7BAssets
$6.3BLoans
$9.6BShares
$1.0BNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 96% of credit unions any (rank 2 of 25).
- Widest gap: net interest margin trails 84% of credit unions any (rank 21 of 25).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.36%
Rank 7 of 25
Net Interest Margin
2.80%
Rank 21 of 25
Efficiency Ratio
57.95%
Rank 11 of 25
Equity / Assets
9.78%
Rank 17 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.36% | 0.54% | 0.87% | 1.36% | Beats 72% | 7 / 25 | |
| Return on Equity | 13.93% | 5.49% | 9.20% | 10.99% | Beats 92% | 2 / 25 | |
| Net Interest Margin | 2.80% | 2.86% | 3.13% | 3.50% | Beats 16% | 21 / 25 | |
| Efficiency Ratio | 57.95% | 54.62% | 61.07% | 70.28% | Beats 60% | 11 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.28% | 0.64% | 0.92% | 1.30% | Beats 96% | 2 / 25 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.78% | 9.55% | 10.72% | 11.84% | Beats 32% | 17 / 25 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.78% | 9.55% | 10.72% | 11.84% | Beats 32% | 17 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 66.03% | 81.23% | 88.75% | 93.33% | 0th pctl | 25 / 25 | |
| Loans / Assets | 59.24% | 68.82% | 78.26% | 79.51% | 8th pctl | 23 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |