Keesler
Biloxi, MS · Charter 5561 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 44 branches
Q2 2026
$5.3BAssets
$3.6BLoans
$4.1BShares
$679.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 77% of credit unions $1B-$10B in assets (rank 100 of 435).
- Widest gap: nonperforming loans / loans trails 74% of credit unions $1B-$10B in assets (rank 324 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.84%
Rank 204 of 435
Net Interest Margin
3.70%
Rank 117 of 435
Efficiency Ratio
73.99%
Rank 258 of 435
Equity / Assets
12.81%
Rank 100 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.84% | 0.55% | 0.81% | 1.14% | Beats 53% | 204 / 435 | |
| Return on Equity | 6.59% | 5.12% | 7.41% | 9.70% | Beats 40% | 261 / 435 | |
| Net Interest Margin | 3.70% | 3.01% | 3.39% | 3.75% | Beats 73% | 117 / 435 | |
| Efficiency Ratio | 73.99% | 65.25% | 71.39% | 77.86% | Beats 41% | 258 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.04% | 0.45% | 0.69% | 1.05% | Beats 26% | 324 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.81% | 9.81% | 10.84% | 12.63% | Beats 77% | 100 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.81% | 9.81% | 10.84% | 12.63% | Beats 77% | 100 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 89.91% | 78.33% | 88.38% | 95.61% | 55th pctl | 194 / 435 | |
| Loans / Assets | 68.81% | 67.69% | 74.58% | 80.80% | 28th pctl | 313 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |