Jones Bank
Seward, NE · Cert 5473 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Jones National Corp.
State charter, Fed member · FED · 3 branches
Q2 2026
$441.2MAssets
$255.9MLoans
$370.8MDeposits
$35.8MEquity
Executive Summary
- Strongest standing: return on equity outperforms 68% of banks under $1B in assets operating in a single state (rank 241 of 746).
- Widest gap: equity / assets trails 86% of banks under $1B in assets operating in a single state (rank 639 of 746).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.02%
Rank 397 of 746
Net Interest Margin
2.87%
Rank 645 of 746
Efficiency Ratio
61.80%
Rank 312 of 746
Equity / Assets
8.11%
Rank 639 of 746
Non-interest income vs. expense
Unfavorable gap of $7.4M · efficiency ratio beats 58% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.02% | 0.72% | 1.06% | 1.45% | Beats 47% | 397 / 746 | |
| Return on Equity | 12.61% | 6.74% | 10.51% | 13.63% | Beats 68% | 241 / 746 | |
| Net Interest Margin | 2.87% | 3.17% | 3.68% | 4.16% | Beats 14% | 645 / 746 | |
| Efficiency Ratio | 61.80% | 55.74% | 64.58% | 75.47% | Beats 58% | 312 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.09% | 0.42% | 1.07% | Beats 53% | 351 / 743 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 65% | 259 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 11.18% | 11.55% | 13.75% | 17.60% | Beats 21% | 587 / 746 | |
| Total Risk-Based Capital Ratio | 11.18% | 11.71% | 14.33% | 18.43% | Beats 20% | 599 / 746 | |
| Equity / Assets | 8.11% | 8.90% | 10.51% | 13.06% | Beats 14% | 639 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 69.01% | 61.31% | 78.27% | 90.78% | 34th pctl | 491 / 746 | |
| Loans / Assets | 58.00% | 53.60% | 66.97% | 76.08% | 32nd pctl | 508 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |