First Education
Cheyenne, WY · Charter 5465 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$87.2MAssets
$33.4MLoans
$77.7MShares
$9.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 88% of credit unions under $1B in assets (rank 203 of 1681).
- Widest gap: equity / assets trails 76% of credit unions under $1B in assets (rank 1277 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.14%
Rank 463 of 1,683
Net Interest Margin
3.91%
Rank 759 of 1,683
Efficiency Ratio
75.58%
Rank 701 of 1,682
Equity / Assets
10.34%
Rank 1,277 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.14% | 0.35% | 0.74% | 1.18% | Beats 72% | 463 / 1,683 | |
| Return on Equity | 11.04% | 2.67% | 5.89% | 8.74% | Beats 88% | 203 / 1,681 | |
| Net Interest Margin | 3.91% | 3.31% | 3.82% | 4.32% | Beats 55% | 759 / 1,683 | |
| Efficiency Ratio | 75.58% | 68.91% | 78.20% | 86.93% | Beats 58% | 701 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.20% | 0.26% | 0.65% | 1.29% | Beats 80% | 343 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.34% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,277 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.34% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,277 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 43.04% | 52.61% | 69.38% | 83.50% | 14th pctl | 1,447 / 1,683 | |
| Loans / Assets | 38.33% | 44.71% | 59.18% | 70.72% | 16th pctl | 1,407 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |