MNB Bank
McCook, NE · Cert 5434 · Peer group: banks under $1B in assets in NE (n=83) · MNB Financial Services Inc.
State charter, Fed member · FED · 7 branches
Q2 2026
$594.1MAssets
$382.5MLoans
$494.9MDeposits
$66.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 57% of banks under $1B in assets in NE (rank 37 of 83).
- Widest gap: net interest margin trails 83% of banks under $1B in assets in NE (rank 69 of 83).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
1.06%
Rank 56 of 83
Net Interest Margin
3.13%
Rank 69 of 83
Efficiency Ratio
66.77%
Rank 61 of 83
Equity / Assets
11.26%
Rank 45 of 83
Non-interest income vs. expense
Unfavorable gap of $11.4M · efficiency ratio beats 28% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.06% | 0.93% | 1.20% | 1.51% | Beats 33% | 56 / 83 | | |
| Return on Equity | 9.38% | 8.04% | 10.34% | 13.11% | Beats 37% | 52 / 83 | | |
| Net Interest Margin | 3.13% | 3.25% | 3.62% | 4.02% | Beats 17% | 69 / 83 | | |
| Efficiency Ratio | 66.77% | 51.13% | 59.95% | 67.19% | Beats 28% | 61 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.15% | 0.00% | 0.19% | 0.96% | Beats 57% | 37 / 83 | | |
| Net Charge-Offs / Loans | 0.04% | n/a | 0.00% | 0.02% | Beats 18% | 69 / 83 | | |
| Capital |
| Tier 1 Capital Ratio | 11.09% | 10.94% | 13.24% | 16.62% | Beats 28% | 60 / 83 | | |
| Total Risk-Based Capital Ratio | 11.09% | 11.04% | 13.54% | 17.63% | Beats 25% | 62 / 83 | | |
| Equity / Assets | 11.26% | 9.90% | 11.31% | 13.84% | Beats 46% | 45 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 77.28% | 71.97% | 83.15% | 92.22% | 33rd pctl | 56 / 83 | | |
| Loans / Assets | 64.38% | 57.96% | 69.15% | 77.64% | 35th pctl | 54 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |