First Northeast Bank of Nebraska
Lyons, NE · Cert 5432 · Peer group: banks under $1B in assets in NE (n=83) · Farm&Home Insurance Agency Inc.
State charter, Fed member · FED · 8 branches
Q2 2026
$472.6MAssets
$180.2MLoans
$361.0MDeposits
$65.4MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 83% of banks under $1B in assets in NE (rank 15 of 83).
- Widest gap: net interest margin trails 88% of banks under $1B in assets in NE (rank 73 of 83).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.36%
Rank 28 of 83
Net Interest Margin
2.87%
Rank 73 of 83
Efficiency Ratio
48.38%
Rank 15 of 83
Equity / Assets
13.84%
Rank 21 of 83
Non-interest income vs. expense
Unfavorable gap of $6.5M · efficiency ratio beats 83% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.36% | 0.93% | 1.20% | 1.51% | Beats 66% | 28 / 83 | | |
| Return on Equity | 9.81% | 8.04% | 10.34% | 13.11% | Beats 42% | 48 / 83 | | |
| Net Interest Margin | 2.87% | 3.25% | 3.62% | 4.02% | Beats 12% | 73 / 83 | | |
| Efficiency Ratio | 48.38% | 51.13% | 59.95% | 67.19% | Beats 83% | 15 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.00% | 0.19% | 0.96% | Beats 46% | 46 / 83 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 54% | 41 / 83 | | |
| Capital |
| Tier 1 Capital Ratio | 13.51% | 10.94% | 13.24% | 16.62% | Beats 53% | 39 / 83 | | |
| Total Risk-Based Capital Ratio | 13.51% | 11.04% | 13.54% | 17.63% | Beats 47% | 44 / 83 | | |
| Equity / Assets | 13.84% | 9.90% | 11.31% | 13.84% | Beats 75% | 21 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 49.90% | 71.97% | 83.15% | 92.22% | 6th pctl | 78 / 83 | | |
| Loans / Assets | 38.12% | 57.96% | 69.15% | 77.64% | 5th pctl | 79 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |