Legends West Bank
Lewellen, NE · Cert 5425 · Peer group: banks under $1B in assets in NE (n=83) · 1905 Nekota Bankcorp Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$157.8MAssets
$129.2MLoans
$136.7MDeposits
$18.2MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 51% of banks under $1B in assets in NE (rank 41 of 83).
- Widest gap: net charge-offs / loans trails 99% of banks under $1B in assets in NE (rank 83 of 83).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.58%
Rank 75 of 83
Net Interest Margin
3.50%
Rank 49 of 83
Efficiency Ratio
64.95%
Rank 54 of 83
Equity / Assets
11.53%
Rank 41 of 83
Non-interest income vs. expense
Unfavorable gap of $3.3M · efficiency ratio beats 36% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.93% | 1.20% | 1.51% | Beats 10% | 75 / 83 | |
| Return on Equity | 5.03% | 8.04% | 10.34% | 13.11% | Beats 10% | 75 / 83 | |
| Net Interest Margin | 3.50% | 3.25% | 3.62% | 4.02% | Beats 41% | 49 / 83 | |
| Efficiency Ratio | 64.95% | 51.13% | 59.95% | 67.19% | Beats 36% | 54 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.35% | 0.00% | 0.19% | 0.96% | Beats 37% | 53 / 83 | |
| Net Charge-Offs / Loans | 0.72% | n/a | 0.00% | 0.02% | Beats 1% | 83 / 83 | |
| Capital |
| Tier 1 Capital Ratio | 11.47% | 10.94% | 13.24% | 16.62% | Beats 35% | 54 / 83 | |
| Total Risk-Based Capital Ratio | 11.47% | 11.04% | 13.54% | 17.63% | Beats 30% | 58 / 83 | |
| Equity / Assets | 11.53% | 9.90% | 11.31% | 13.84% | Beats 51% | 41 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 94.51% | 71.97% | 83.15% | 92.22% | 80th pctl | 17 / 83 | |
| Loans / Assets | 81.89% | 57.96% | 69.15% | 77.64% | 87th pctl | 11 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |