Russell Country
Great Falls, MT · Charter 5387 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$131.1MAssets
$105.7MLoans
$120.7MShares
$10.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 29% of credit unions under $1B in assets (rank 1190 of 1682).
- Widest gap: equity / assets trails 98% of credit unions under $1B in assets (rank 1647 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.17%
Rank 1,406 of 1,683
Net Interest Margin
3.37%
Rank 1,228 of 1,683
Efficiency Ratio
92.57%
Rank 1,449 of 1,682
Equity / Assets
7.60%
Rank 1,647 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.17% | 0.35% | 0.74% | 1.18% | Beats 16% | 1,406 / 1,683 | | |
| Return on Equity | 2.27% | 2.67% | 5.89% | 8.74% | Beats 22% | 1,312 / 1,681 | | |
| Net Interest Margin | 3.37% | 3.31% | 3.82% | 4.32% | Beats 27% | 1,228 / 1,683 | | |
| Efficiency Ratio | 92.57% | 68.91% | 78.20% | 86.93% | Beats 14% | 1,449 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.12% | 0.26% | 0.65% | 1.29% | Beats 29% | 1,190 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.60% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,647 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.60% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,647 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.58% | 52.61% | 69.38% | 83.50% | 82nd pctl | 297 / 1,683 | | |
| Loans / Assets | 80.65% | 44.71% | 59.18% | 70.72% | 93rd pctl | 121 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |