Washington, DC · Charter 538
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.69% | 0.70% | 0.56% | -0.21% | 0.09% | -59 bps | |
| Return on Equity | 8.08% | 8.14% | 6.43% | -2.49% | 1.07% | -701 bps | |
| Net Interest Margin | 4.00% | 4.07% | 4.07% | 4.03% | 4.27% | +26 bps | |
| Efficiency Ratio | 89.76% | 88.55% | 89.46% | 96.80% | 93.33% | +357 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.17% | 5.70% | 7.28% | 2.83% | 0.57% | -359 bps | |
| Loan Growth (YoY) | -5.02% | -8.23% | -8.64% | -10.25% | -10.12% | -510 bps | |
| Share Growth (YoY) | 3.80% | 5.46% | 5.60% | 0.44% | 0.60% | -320 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.55% | 0.61% | 0.52% | 0.67% | 0.75% | +19 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.52% | 8.65% | 8.64% | 8.43% | 8.72% | +20 bps | |
| Net Worth / Assets | 8.52% | 8.65% | 8.64% | 8.43% | 8.72% | +20 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 57.44% | 52.95% | 53.59% | 52.37% | 51.32% | -612 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |