Criers Monroe Township, NJ · Charter 5321 · Peer group: credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (n=159-160)
NCUA · 1 branch
Q1 2026
$1.7M Assets
$110K Loans
$1.3M Shares
$392K Net Worth
Executive Summary Strongest standing: tier 1 capital ratio outperforms 78% of credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 35 of 160). Widest gap: net interest margin trails 100% of credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 158 of 160). Overall: at or above the peer median on 2 of 6 directional measures. Return on Assets
-3.25%
Rank 153 of 160
Net Interest Margin
0.00%
Rank 158 of 160
Equity / Assets
22.78%
Rank 35 of 160
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets -3.25% -0.08% 0.29% 0.88% Beats 4% 153 / 160 Return on Equity -14.29% -0.72% 2.13% 5.71% Beats 4% 153 / 160 Net Interest Margin 0.00% 2.80% 3.71% 4.42% Beats 0% 158 / 160 Efficiency Ratio n/a Not reported for this institution Asset Quality Nonperforming Loans / Loans 94.55% 0.35% 1.23% 2.78% Beats 1% 159 / 159 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 22.79% 10.62% 14.53% 21.75% Beats 78% 35 / 160 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 22.78% 10.62% 14.52% 21.97% Beats 78% 35 / 160 Liquidity & Funding Loans / Deposits 8.28% 26.94% 44.12% 74.89% 5th pctl 152 / 160 Loans / Assets 6.39% 22.77% 35.90% 61.82% 5th pctl 152 / 160 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (159 to 160 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.41%, the median effective tax rate of the 2,754 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11