Associated Bank, National Association
Green Bay, WI · Cert 5296 · Peer group: banks over $10B in assets (n=142-144) · Associated Banc-Corp
National charter · OCC · 217 branches
Q2 2026
$51.8BAssets
$36.6BLoans
$40.1BDeposits
$5.4BEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of banks over $10B in assets (rank 27 of 142).
- Widest gap: tier 1 capital ratio trails 100% of banks over $10B in assets (rank 144 of 144).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.96%
Rank 116 of 144
Net Interest Margin
2.71%
Rank 118 of 144
Efficiency Ratio
58.78%
Rank 89 of 144
Equity / Assets
10.35%
Rank 92 of 144
Non-interest income vs. expense
Unfavorable gap of $666.5M · efficiency ratio beats 39% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 1.00% | 1.26% | 1.54% | Beats 19% | 116 / 144 | |
| Return on Equity | 9.27% | 8.98% | 11.34% | 14.40% | Beats 29% | 102 / 144 | |
| Net Interest Margin | 2.71% | 2.82% | 3.31% | 3.68% | Beats 18% | 118 / 144 | |
| Efficiency Ratio | 58.78% | 49.42% | 56.02% | 62.41% | Beats 39% | 89 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.42% | 0.48% | 0.73% | 1.07% | Beats 82% | 27 / 142 | |
| Net Charge-Offs / Loans | 0.09% | 0.05% | 0.11% | 0.22% | Beats 58% | 61 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 10.23% | 12.07% | 12.98% | 14.92% | Beats 0% | 144 / 144 | |
| Total Risk-Based Capital Ratio | 11.98% | 13.39% | 14.14% | 16.25% | Beats 3% | 139 / 144 | |
| Equity / Assets | 10.35% | 9.69% | 11.39% | 12.96% | Beats 36% | 92 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 91.17% | 75.72% | 84.92% | 91.56% | 74th pctl | 37 / 143 | |
| Loans / Assets | 70.67% | 59.83% | 69.07% | 74.80% | 56th pctl | 64 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |