Hastings, NE · Charter 5291
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
88
Asset Quality
68
Profitability
88
Liquidity
38
Efficiency
91
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Hastings, NE · Charter 5291
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.92% | 3.06% | 2.99% | 2.24% | 2.30% | -63 bps | |
| Return on Equity | 15.20% | 15.13% | 14.47% | 10.90% | 11.05% | -415 bps | |
| Net Interest Margin | 4.59% | 4.78% | 4.70% | 4.42% | 4.47% | -12 bps | |
| Efficiency Ratio | 50.36% | 49.60% | 50.01% | 59.40% | 57.46% | +710 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.62% | 2.13% | 1.27% | 1.93% | 5.88% | +650 bps | |
| Loan Growth (YoY) | 4.35% | 1.31% | -1.43% | -4.98% | -3.72% | -807 bps | |
| Share Growth (YoY) | -4.11% | -2.67% | -2.93% | -1.92% | 3.18% | +728 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.30% | 0.34% | 0.40% | 0.99% | 0.36% | +7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 19.24% | 20.20% | 20.65% | 20.51% | 20.78% | +154 bps | |
| Net Worth / Assets | 19.24% | 20.20% | 20.65% | 20.51% | 20.78% | +154 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 89.51% | 92.50% | 89.54% | 84.95% | 83.53% | -598 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Hastings, NE · Charter 5291 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
2.29%
Rank 44 of 1,683
Net Interest Margin
4.47%
Rank 344 of 1,683
Efficiency Ratio
57.48%
Rank 154 of 1,682
Equity / Assets
20.78%
Rank 197 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.29% | 0.35% | 0.74% | 1.18% | Beats 97% | 44 / 1,683 | |
| Return on Equity | 11.04% | 2.67% | 5.89% | 8.74% | Beats 88% | 202 / 1,681 | |
| Net Interest Margin | 4.47% | 3.31% | 3.82% | 4.32% | Beats 80% | 344 / 1,683 | |
| Efficiency Ratio | 57.48% | 68.91% | 78.20% | 86.93% | Beats 91% | 154 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.36% | 0.26% | 0.65% | 1.29% | Beats 68% | 535 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 20.78% | 10.44% | 12.89% | 16.53% | Beats 88% | 197 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 20.78% | 10.44% | 12.89% | 16.53% | Beats 88% | 197 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 83.52% | 52.61% | 69.38% | 83.50% | 75th pctl | 418 / 1,683 | |
| Loans / Assets | 65.36% | 44.71% | 59.18% | 70.72% | 63rd pctl | 618 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||