PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Hartford Columbus

Hartford, CT · Charter 5276

Q4 1995

$228KAssets
$78KLoans
$199KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.13%.
  • Asset quality: problem loans at 11.95% of loans.
  • Funding: loans stand at 39.37% of shares as of Q4 1995.

Financial Results

Return on Assets (quarter, annualized)

3.13%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets1.68%2.26%3.08%3.13%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans19.56%16.73%10.83%11.95%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans7.55%8.13%7.21%8.40%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares46.45%45.52%51.33%39.37%n/a
Liquid Assets / Assets61.41%60.13%56.06%60.34%n/a