Kansas State University
Manhattan, KS · Charter 5257 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$139.9MAssets
$79.2MLoans
$123.2MShares
$15.4MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 45% of credit unions under $1B in assets (rank 920 of 1681).
- Widest gap: net interest margin trails 70% of credit unions under $1B in assets (rank 1170 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.59%
Rank 1,026 of 1,683
Net Interest Margin
3.44%
Rank 1,170 of 1,683
Efficiency Ratio
80.95%
Rank 975 of 1,682
Equity / Assets
11.00%
Rank 1,155 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.59% | 0.35% | 0.74% | 1.18% | Beats 39% | 1,026 / 1,683 | | |
| Return on Equity | 5.34% | 2.67% | 5.89% | 8.74% | Beats 45% | 920 / 1,681 | | |
| Net Interest Margin | 3.44% | 3.31% | 3.82% | 4.32% | Beats 30% | 1,170 / 1,683 | | |
| Efficiency Ratio | 80.95% | 68.91% | 78.20% | 86.93% | Beats 42% | 975 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.95% | 0.26% | 0.65% | 1.29% | Beats 35% | 1,091 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.00% | 10.44% | 12.89% | 16.53% | Beats 31% | 1,155 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.00% | 10.44% | 12.89% | 16.53% | Beats 31% | 1,155 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 64.28% | 52.61% | 69.38% | 83.50% | 41st pctl | 991 / 1,683 | | |
| Loans / Assets | 56.58% | 44.71% | 59.18% | 70.72% | 45th pctl | 933 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |