Foresight Bank
Plainview, MN · Cert 5229 · Peer group: banks under $1B in assets (n=581-629) · Plainview Bankshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$433.8MAssets
$352.6MLoans
$345.3MDeposits
$41.2MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 77% of banks under $1B in assets (rank 146 of 629).
- Widest gap: nonperforming loans / loans trails 93% of banks under $1B in assets (rank 544 of 581).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.91%
Rank 363 of 629
Net Interest Margin
3.13%
Rank 444 of 629
Efficiency Ratio
57.22%
Rank 146 of 629
Equity / Assets
9.49%
Rank 428 of 629
Non-interest income vs. expense
Unfavorable gap of $7.1M · efficiency ratio beats 77% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.91% | 0.60% | 1.01% | 1.45% | Beats 42% | 363 / 629 | | |
| Return on Equity | 9.64% | 5.38% | 9.30% | 13.28% | Beats 52% | 305 / 629 | | |
| Net Interest Margin | 3.13% | 3.03% | 3.54% | 4.05% | Beats 29% | 444 / 629 | | |
| Efficiency Ratio | 57.22% | 58.35% | 67.79% | 79.08% | Beats 77% | 146 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.04% | 0.09% | 0.46% | 1.20% | Beats 7% | 544 / 581 | | |
| Net Charge-Offs / Loans | 0.08% | n/a | 0.01% | 0.06% | Beats 22% | 453 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 13.49% | 11.24% | 13.84% | 18.77% | Beats 47% | 332 / 629 | | |
| Total Risk-Based Capital Ratio | 14.65% | 11.58% | 14.43% | 19.66% | Beats 51% | 307 / 629 | | |
| Equity / Assets | 9.49% | 9.09% | 10.65% | 13.80% | Beats 32% | 428 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 102.12% | 67.24% | 80.90% | 93.48% | 88th pctl | 69 / 594 | | |
| Loans / Assets | 81.28% | 53.31% | 67.71% | 78.15% | 84th pctl | 101 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |