Plainview, MN · Cert 5229 · Plainview Bankshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets (n=581 to 629). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
43
Asset Quality
15
Profitability
41
Liquidity
5
Efficiency
77
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Plainview, MN · Cert 5229 · Plainview Bankshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
Market Position · Rochester, MN · 2026 SOD (annual) · 4.6% share · #6 of 34 inst. · $0.3B of $7.6B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.71% | 0.75% | 0.76% | 0.89% | 0.86% | 0.89% | 0.86% | 0.93% | +4 bps | |
| Return on Equity | 8.29% | 8.71% | 8.45% | 9.98% | 9.70% | 9.97% | 9.25% | 9.90% | -8 bps | |
| Net Interest Margin | 2.72% | 2.70% | 2.86% | 3.00% | 3.04% | 3.10% | 3.22% | 3.13% | +13 bps | |
| Efficiency Ratio | 66.07% | 65.48% | 66.50% | 60.48% | 60.10% | 58.45% | 55.92% | 56.62% | -386 bps | |
| Non-Interest Burden | 1.73% | 1.70% | 1.84% | 1.73% | 1.74% | 1.72% | 1.68% | 1.64% | -9 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 12.84% | 13.04% | 10.10% | 10.62% | 11.22% | 3.21% | 6.04% | 4.00% | -662 bps | |
| Loan Growth (YoY) | 14.64% | 10.75% | 5.13% | 5.18% | 2.55% | 3.09% | 6.67% | 4.80% | -39 bps | |
| Deposit Growth (YoY) | 12.77% | 13.95% | 19.20% | 10.34% | 10.67% | 3.21% | -0.09% | 2.75% | -760 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.20% | 1.21% | 1.24% | 1.39% | 2.17% | 3.02% | 2.57% | 3.04% | +165 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | -0.03% | -0.03% | 0.29% | 0.14% | +14 bps | |
| Allowance / Loans | 0.70% | 0.70% | 0.74% | 0.77% | 0.90% | 0.97% | 1.00% | 1.00% | +23 bps | |
| Allowance Coverage of NPLs | 0.6x | 0.6x | 0.6x | 0.6x | 0.4x | 0.3x | 0.4x | 0.3x | -0.2x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.45% | 10.25% | 10.02% | 10.15% | 10.07% | 10.12% | 10.21% | 10.20% | +5 bps | |
| Total Risk-Based Capital | 14.64% | 14.30% | 14.56% | 14.32% | 14.77% | 14.66% | 14.08% | 14.65% | +33 bps | |
| Equity / Assets | 9.51% | 8.89% | 9.00% | 8.73% | 8.89% | 9.36% | 9.29% | 9.49% | +76 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 98.20% | 96.53% | 93.96% | 100.12% | 90.99% | 96.42% | 100.32% | 102.12% | +200 bps | |
| Liquid Assets / Assets | 1.00% | 1.22% | 0.84% | 0.85% | 5.02% | 0.90% | 0.69% | 0.74% | -11 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 194.16% | 188.39% | 184.55% | n/a | n/a | |
Plainview, MN · Cert 5229 · Peer group: banks under $1B in assets (n=581-629) · Plainview Bankshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
Return on Assets
0.91%
Rank 363 of 629
Net Interest Margin
3.13%
Rank 444 of 629
Efficiency Ratio
57.22%
Rank 146 of 629
Equity / Assets
9.49%
Rank 428 of 629
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.91% | 0.60% | 1.01% | 1.45% | Beats 42% | 363 / 629 | ||
| Return on Equity | 9.64% | 5.38% | 9.30% | 13.28% | Beats 52% | 305 / 629 | ||
| Net Interest Margin | 3.13% | 3.03% | 3.54% | 4.05% | Beats 29% | 444 / 629 | ||
| Efficiency Ratio | 57.22% | 58.35% | 67.79% | 79.08% | Beats 77% | 146 / 629 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 3.04% | 0.09% | 0.46% | 1.20% | Beats 7% | 544 / 581 | ||
| Net Charge-Offs / Loans | 0.08% | n/a | 0.01% | 0.06% | Beats 22% | 453 / 581 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.49% | 11.24% | 13.84% | 18.77% | Beats 47% | 332 / 629 | ||
| Total Risk-Based Capital Ratio | 14.65% | 11.58% | 14.43% | 19.66% | Beats 51% | 307 / 629 | ||
| Equity / Assets | 9.49% | 9.09% | 10.65% | 13.80% | Beats 32% | 428 / 629 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 102.12% | 67.24% | 80.90% | 93.48% | 88th pctl | 69 / 594 | ||
| Loans / Assets | 81.28% | 53.31% | 67.71% | 78.15% | 84th pctl | 101 / 629 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||