Sei
Pocatello, ID · Charter 517 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$33.4MAssets
$28.9MLoans
$30.6MShares
$2.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 49% of credit unions under $1B in assets (rank 857 of 1682).
- Widest gap: equity / assets trails 95% of credit unions under $1B in assets (rank 1605 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.07%
Rank 1,457 of 1,683
Net Interest Margin
3.71%
Rank 934 of 1,683
Efficiency Ratio
83.60%
Rank 1,123 of 1,682
Equity / Assets
8.26%
Rank 1,605 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.07% | 0.35% | 0.74% | 1.18% | Beats 13% | 1,457 / 1,683 | |
| Return on Equity | 0.80% | 2.67% | 5.89% | 8.74% | Beats 14% | 1,443 / 1,681 | |
| Net Interest Margin | 3.71% | 3.31% | 3.82% | 4.32% | Beats 45% | 934 / 1,683 | |
| Efficiency Ratio | 83.60% | 68.91% | 78.20% | 86.93% | Beats 33% | 1,123 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.68% | 0.26% | 0.65% | 1.29% | Beats 49% | 857 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.26% | 10.44% | 12.89% | 16.53% | Beats 5% | 1,605 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.26% | 10.44% | 12.89% | 16.53% | Beats 5% | 1,605 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 94.17% | 52.61% | 69.38% | 83.50% | 92nd pctl | 131 / 1,683 | |
| Loans / Assets | 86.39% | 44.71% | 59.18% | 70.72% | 98th pctl | 29 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |