B2 Bank National Association
Holladay, UT · Cert 5105 · Peer group: banks under $1B in assets (n=581-629) · B2 Bcorp Inc.
National charter · OCC · 3 branches
Q2 2026
$114.6MAssets
$38.6MLoans
$103.8MDeposits
$10.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: return on equity trails 97% of banks under $1B in assets (rank 611 of 629).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
-1.06%
Rank 599 of 629
Net Interest Margin
3.80%
Rank 231 of 629
Efficiency Ratio
122.73%
Rank 601 of 629
Equity / Assets
9.26%
Rank 450 of 629
Non-interest income vs. expense
Unfavorable gap of $4.3M · efficiency ratio beats 5% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.06% | 0.60% | 1.01% | 1.45% | Beats 5% | 599 / 629 | | |
| Return on Equity | -11.47% | 5.38% | 9.30% | 13.28% | Beats 3% | 611 / 629 | | |
| Net Interest Margin | 3.80% | 3.03% | 3.54% | 4.05% | Beats 63% | 231 / 629 | | |
| Efficiency Ratio | 122.73% | 58.35% | 67.79% | 79.08% | Beats 5% | 601 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.07% | 0.09% | 0.46% | 1.20% | Beats 12% | 510 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 13.66% | 11.24% | 13.84% | 18.77% | Beats 49% | 321 / 629 | | |
| Total Risk-Based Capital Ratio | 13.66% | 11.58% | 14.43% | 19.66% | Beats 44% | 351 / 629 | | |
| Equity / Assets | 9.26% | 9.09% | 10.65% | 13.80% | Beats 28% | 450 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 37.21% | 67.24% | 80.90% | 93.48% | 5th pctl | 562 / 594 | | |
| Loans / Assets | 33.71% | 53.31% | 67.71% | 78.15% | 12th pctl | 551 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |