New York, NY · Charter 5022
NCUA · 1 branch
Q4 2017
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q4 2016 | Q1 2017 | Q2 2017 | Q3 2017 | Q4 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -9.35% | -8.88% | -3878% | -794% | -4442% | -443,236 bps | |
| Return on Equity | -62.74% | -67.68% | -3878% | -5196% | -4442% | -437,897 bps | |
| Net Interest Margin | 0.80% | 0.05% | -3034% | -606% | -3379% | -337,994 bps | |
| Efficiency Ratio | 1283% | 16487% | n/a | n/a | 14890% | +1,360,692 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -34.51% | -36.12% | -99.52% | -98.32% | -99.67% | -6,516 bps | |
| Loan Growth (YoY) | -100.00% | -100.00% | -100.00% | -100.00% | n/a | n/a | |
| Share Growth (YoY) | -34.25% | -34.25% | -100.00% | -100.00% | -100.00% | -6,575 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | |
| Capital | |||||||
| Risk-Based Capital | 14.90% | 13.12% | 100.00% | 15.28% | 100.00% | +8,510 bps | |
| Net Worth / Assets | 14.90% | 13.12% | 100.00% | 15.28% | 100.00% | +8,510 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 0.00% | 0.00% | n/a | n/a | n/a | n/a | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |