Trustmark Bank
Jackson, MS · Cert 4988 · Peer group: banks over $10B in assets (n=142-144) · Trustmark Corp.
State charter, Fed member · FED · 176 branches
Q2 2026
$19.2BAssets
$14.2BLoans
$16.2BDeposits
$2.2BEquity
Executive Summary
- Strongest standing: net interest margin outperforms 66% of banks over $10B in assets (rank 49 of 144).
- Widest gap: nonperforming loans / loans trails 78% of banks over $10B in assets (rank 112 of 142).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.32%
Rank 62 of 144
Net Interest Margin
3.55%
Rank 49 of 144
Efficiency Ratio
63.05%
Rank 112 of 144
Equity / Assets
11.63%
Rank 64 of 144
Non-interest income vs. expense
Unfavorable gap of $358.0M · efficiency ratio beats 23% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.32% | 1.00% | 1.26% | 1.54% | Beats 57% | 62 / 144 | |
| Return on Equity | 11.34% | 8.98% | 11.34% | 14.40% | Beats 51% | 71 / 144 | |
| Net Interest Margin | 3.55% | 2.82% | 3.31% | 3.68% | Beats 66% | 49 / 144 | |
| Efficiency Ratio | 63.05% | 49.42% | 56.02% | 62.41% | Beats 23% | 112 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.14% | 0.48% | 0.73% | 1.07% | Beats 22% | 112 / 142 | |
| Net Charge-Offs / Loans | 0.09% | 0.05% | 0.11% | 0.22% | Beats 57% | 62 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 12.43% | 12.07% | 12.98% | 14.92% | Beats 38% | 89 / 144 | |
| Total Risk-Based Capital Ratio | 13.55% | 13.39% | 14.14% | 16.25% | Beats 31% | 100 / 144 | |
| Equity / Assets | 11.63% | 9.69% | 11.39% | 12.96% | Beats 56% | 64 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 87.65% | 75.72% | 84.92% | 91.56% | 60th pctl | 57 / 143 | |
| Loans / Assets | 74.07% | 59.83% | 69.07% | 74.80% | 71st pctl | 42 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |