First Horizon Bank
Memphis, TN · Cert 4977 · Peer group: banks over $10B in assets (n=142-144) · First Horizon Corp.
State charter, Fed member · FED · 406 branches
Q2 2026
$84.1BAssets
$65.8BLoans
$68.8BDeposits
$9.4BEquity
Executive Summary
- Strongest standing: return on assets outperforms 64% of banks over $10B in assets (rank 52 of 144).
- Widest gap: tier 1 capital ratio trails 90% of banks over $10B in assets (rank 129 of 144).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.39%
Rank 52 of 144
Net Interest Margin
3.31%
Rank 72 of 144
Efficiency Ratio
56.02%
Rank 73 of 144
Equity / Assets
11.19%
Rank 78 of 144
Non-interest income vs. expense
Unfavorable gap of $1.2B · efficiency ratio beats 50% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.39% | 1.00% | 1.26% | 1.54% | Beats 64% | 52 / 144 | |
| Return on Equity | 12.43% | 8.98% | 11.34% | 14.40% | Beats 63% | 54 / 144 | |
| Net Interest Margin | 3.31% | 2.82% | 3.31% | 3.68% | Beats 50% | 72 / 144 | |
| Efficiency Ratio | 56.02% | 49.42% | 56.02% | 62.41% | Beats 50% | 73 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.83% | 0.48% | 0.73% | 1.07% | Beats 42% | 83 / 142 | |
| Net Charge-Offs / Loans | 0.13% | 0.05% | 0.11% | 0.22% | Beats 47% | 76 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 11.58% | 12.07% | 12.98% | 14.92% | Beats 10% | 129 / 144 | |
| Total Risk-Based Capital Ratio | 13.02% | 13.39% | 14.14% | 16.25% | Beats 15% | 122 / 144 | |
| Equity / Assets | 11.19% | 9.69% | 11.39% | 12.96% | Beats 46% | 78 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 95.71% | 75.72% | 84.92% | 91.56% | 85th pctl | 22 / 143 | |
| Loans / Assets | 78.27% | 59.83% | 69.07% | 74.80% | 87th pctl | 19 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |