Unity Catholic
Parma, OH · Charter 4966 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 2 branches
Q2 2026
$98.0MAssets
$63.0MLoans
$88.5MShares
$8.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 67% of credit unions under $1B in assets in the Cleveland, OH area (rank 13 of 39).
- Widest gap: equity / assets trails 90% of credit unions under $1B in assets in the Cleveland, OH area (rank 35 of 39).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.42%
Rank 22 of 39
Net Interest Margin
4.09%
Rank 13 of 39
Efficiency Ratio
82.93%
Rank 21 of 39
Equity / Assets
9.09%
Rank 35 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.42% | 0.13% | 0.49% | 0.87% | Beats 44% | 22 / 39 | | |
| Return on Equity | 4.62% | 1.01% | 4.09% | 7.61% | Beats 59% | 16 / 39 | | |
| Net Interest Margin | 4.09% | 3.28% | 3.83% | 4.18% | Beats 67% | 13 / 39 | | |
| Efficiency Ratio | 82.93% | 76.45% | 81.64% | 91.75% | Beats 49% | 21 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.98% | 0.15% | 0.61% | 1.88% | Beats 46% | 22 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.09% | 10.00% | 12.89% | 19.36% | Beats 10% | 35 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.09% | 10.00% | 12.89% | 19.36% | Beats 10% | 35 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.17% | 45.46% | 53.28% | 74.29% | 72nd pctl | 11 / 39 | | |
| Loans / Assets | 64.27% | 36.24% | 44.98% | 63.66% | 77th pctl | 9 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |