Washington, DC · Charter 4963
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.23% | -0.10% | -1.43% | -0.88% | -0.80% | -58 bps | |
| Return on Equity | -2.43% | -1.12% | -18.36% | -11.15% | -10.26% | -783 bps | |
| Net Interest Margin | 2.83% | 2.72% | 2.70% | 2.86% | 2.95% | +12 bps | |
| Efficiency Ratio | 88.30% | 87.86% | 122.21% | 122.45% | 123.17% | +3,488 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.58% | 10.13% | 6.65% | 1.76% | -3.09% | -867 bps | |
| Loan Growth (YoY) | -0.31% | 0.09% | -1.12% | -2.86% | -5.30% | -498 bps | |
| Share Growth (YoY) | -1.00% | 9.67% | 8.40% | 3.26% | 0.22% | +122 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.41% | 0.37% | 0.65% | 0.33% | 0.59% | +19 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.32% | 9.07% | 7.78% | 7.86% | 7.82% | -150 bps | |
| Net Worth / Assets | 9.32% | 9.07% | 7.78% | 7.86% | 7.82% | -150 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 91.80% | 87.86% | 86.90% | 86.76% | 86.75% | -505 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |