Portland, OR · Charter 4878
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.49% | 0.41% | 0.53% | 0.37% | 0.64% | +15 bps | |
| Return on Equity | 5.21% | 4.40% | 5.53% | 3.89% | 6.54% | +134 bps | |
| Net Interest Margin | 3.39% | 3.45% | 3.55% | 3.70% | 3.78% | +39 bps | |
| Efficiency Ratio | 80.65% | 82.01% | 80.08% | 84.43% | 80.49% | -16 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.49% | 4.68% | 2.10% | 3.39% | 1.66% | -183 bps | |
| Loan Growth (YoY) | 7.38% | 9.75% | 18.21% | 19.97% | 12.16% | +477 bps | |
| Share Growth (YoY) | 3.85% | 4.54% | 1.95% | 3.31% | 0.98% | -286 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.54% | 0.52% | 0.48% | 0.38% | 0.31% | -23 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.42% | 9.39% | 9.64% | 9.60% | 9.84% | +42 bps | |
| Net Worth / Assets | 9.42% | 9.39% | 9.64% | 9.60% | 9.84% | +42 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 76.25% | 77.29% | 82.49% | 85.07% | 84.69% | +844 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |