All Saints
Parma, OH · Charter 4845 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 3 branches
Q2 2026
$45.4MAssets
$19.3MLoans
$36.9MShares
$8.8MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 74% of credit unions under $1B in assets in the Cleveland, OH area (rank 10 of 39).
- Widest gap: net interest margin trails 62% of credit unions under $1B in assets in the Cleveland, OH area (rank 24 of 39).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.68%
Rank 15 of 39
Net Interest Margin
3.61%
Rank 24 of 39
Efficiency Ratio
81.56%
Rank 19 of 39
Equity / Assets
19.36%
Rank 10 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.68% | 0.13% | 0.49% | 0.87% | Beats 62% | 15 / 39 | |
| Return on Equity | 3.52% | 1.01% | 4.09% | 7.61% | Beats 44% | 22 / 39 | |
| Net Interest Margin | 3.61% | 3.28% | 3.83% | 4.18% | Beats 38% | 24 / 39 | |
| Efficiency Ratio | 81.56% | 76.45% | 81.64% | 91.75% | Beats 54% | 19 / 39 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.07% | 0.15% | 0.61% | 1.88% | Beats 41% | 24 / 39 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.36% | 10.00% | 12.89% | 19.36% | Beats 74% | 10 / 39 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.36% | 10.00% | 12.89% | 19.36% | Beats 74% | 10 / 39 | |
| Liquidity & Funding |
| Loans / Deposits | 52.33% | 45.46% | 53.28% | 74.29% | 46th pctl | 21 / 39 | |
| Loans / Assets | 42.48% | 36.24% | 44.98% | 63.66% | 36th pctl | 25 / 39 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |