Northern New Mexico School Employee
Santa Fe, NM · Charter 4805 · Peer group: credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (n=23)
NCUA · 1 branch
Q2 2026
$44.5MAssets
$11.6MLoans
$37.9MShares
$5.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 83% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 4 of 23).
- Widest gap: nonperforming loans / loans trails 78% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 19 of 23).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.99%
Rank 6 of 23
Net Interest Margin
3.48%
Rank 12 of 23
Efficiency Ratio
73.94%
Rank 6 of 23
Equity / Assets
12.48%
Rank 7 of 23
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.99% | 0.05% | 0.36% | 0.99% | Beats 74% | 6 / 23 | |
| Return on Equity | 7.92% | 0.56% | 3.49% | 7.31% | Beats 83% | 4 / 23 | |
| Net Interest Margin | 3.48% | 3.13% | 3.48% | 3.80% | Beats 48% | 12 / 23 | |
| Efficiency Ratio | 73.94% | 73.94% | 83.38% | 93.84% | Beats 78% | 6 / 23 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.81% | 0.43% | 0.95% | 1.77% | Beats 22% | 19 / 23 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.48% | 8.31% | 9.81% | 13.01% | Beats 70% | 7 / 23 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.48% | 8.31% | 9.81% | 13.01% | Beats 70% | 7 / 23 | |
| Liquidity & Funding |
| Loans / Deposits | 30.72% | 65.11% | 76.01% | 85.36% | 0th pctl | 23 / 23 | |
| Loans / Assets | 26.13% | 56.54% | 66.35% | 73.30% | 0th pctl | 23 / 23 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |