Emprise Bank
Wichita, KS · Cert 4789 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Emprise Financial Corp.
State charter, non-member · FDIC · 32 branches
Q2 2026
$2.8BAssets
$2.0BLoans
$2.5BDeposits
$211.8MEquity
Executive Summary
- Strongest standing: return on equity outperforms 90% of banks $1B-$10B in assets operating regionally (rank 17 of 176).
- Widest gap: equity / assets trails 94% of banks $1B-$10B in assets operating regionally (rank 165 of 176).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.27%
Rank 86 of 176
Net Interest Margin
3.80%
Rank 58 of 176
Efficiency Ratio
61.06%
Rank 99 of 176
Equity / Assets
7.51%
Rank 165 of 176
Non-interest income vs. expense
Unfavorable gap of $55.5M · efficiency ratio beats 44% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.27% | 0.93% | 1.26% | 1.54% | Beats 51% | 86 / 176 | | |
| Return on Equity | 16.90% | 9.26% | 11.89% | 14.46% | Beats 90% | 17 / 176 | | |
| Net Interest Margin | 3.80% | 3.25% | 3.59% | 3.93% | Beats 67% | 58 / 176 | | |
| Efficiency Ratio | 61.06% | 52.79% | 59.55% | 67.66% | Beats 44% | 99 / 176 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.37% | 0.30% | 0.64% | 1.32% | Beats 68% | 58 / 176 | | |
| Net Charge-Offs / Loans | 0.06% | 0.01% | 0.04% | 0.10% | Beats 40% | 107 / 176 | | |
| Capital |
| Tier 1 Capital Ratio | 10.22% | 11.15% | 12.72% | 14.15% | Beats 9% | 161 / 176 | | |
| Total Risk-Based Capital Ratio | 11.43% | 11.81% | 13.63% | 15.33% | Beats 19% | 142 / 176 | | |
| Equity / Assets | 7.51% | 9.16% | 10.35% | 11.80% | Beats 6% | 165 / 176 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.93% | 80.94% | 89.73% | 97.21% | 24th pctl | 134 / 176 | | |
| Loans / Assets | 72.11% | 69.25% | 75.12% | 80.82% | 35th pctl | 114 / 176 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |