Solomon State Bank
Solomon, KS · Cert 4773 · Peer group: banks under $1B in assets in KS (n=98) · Solomon Bancshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$182.6MAssets
$139.9MLoans
$146.8MDeposits
$34.1MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in KS (rank 17 of 98).
- Widest gap: net charge-offs / loans trails 68% of banks under $1B in assets in KS (rank 68 of 98).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.77%
Rank 12 of 98
Net Interest Margin
4.12%
Rank 21 of 98
Efficiency Ratio
45.27%
Rank 9 of 98
Equity / Assets
18.69%
Rank 9 of 98
Non-interest income vs. expense
Unfavorable gap of $3.3M · efficiency ratio beats 92% of banks under $1B in assets in KS | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.77% | 1.03% | 1.24% | 1.54% | Beats 88% | 12 / 98 | | |
| Return on Equity | 9.47% | 8.85% | 11.58% | 14.73% | Beats 32% | 67 / 98 | | |
| Net Interest Margin | 4.12% | 3.24% | 3.62% | 3.91% | Beats 79% | 21 / 98 | | |
| Efficiency Ratio | 45.27% | 51.87% | 58.88% | 64.74% | Beats 92% | 9 / 98 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.01% | 0.33% | 1.05% | Beats 100% | 17 / 98 | | |
| Net Charge-Offs / Loans | 0.02% | n/a | 0.00% | 0.03% | Beats 32% | 68 / 98 | | |
| Capital |
| Tier 1 Capital Ratio | 19.05% | 11.81% | 13.71% | 17.33% | Beats 81% | 19 / 98 | | |
| Total Risk-Based Capital Ratio | 19.05% | 11.81% | 14.13% | 17.45% | Beats 78% | 22 / 98 | | |
| Equity / Assets | 18.69% | 8.60% | 11.34% | 13.10% | Beats 91% | 9 / 98 | | |
| Liquidity & Funding |
| Loans / Deposits | 95.27% | 57.09% | 69.84% | 82.47% | 96th pctl | 4 / 98 | | |
| Loans / Assets | 76.59% | 49.34% | 58.31% | 68.94% | 92nd pctl | 8 / 98 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |