Integrity
Barberton, OH · Charter 475 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$73.4MAssets
$42.9MLoans
$66.1MShares
$7.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 95% of credit unions under $1B in assets (rank 91 of 1681).
- Widest gap: equity / assets trails 82% of credit unions under $1B in assets (rank 1386 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.26%
Rank 366 of 1,683
Net Interest Margin
3.41%
Rank 1,190 of 1,683
Efficiency Ratio
69.73%
Rank 447 of 1,682
Equity / Assets
9.75%
Rank 1,386 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.26% | 0.35% | 0.74% | 1.18% | Beats 78% | 366 / 1,683 | |
| Return on Equity | 12.95% | 2.67% | 5.89% | 8.74% | Beats 95% | 91 / 1,681 | |
| Net Interest Margin | 3.41% | 3.31% | 3.82% | 4.32% | Beats 29% | 1,190 / 1,683 | |
| Efficiency Ratio | 69.73% | 68.91% | 78.20% | 86.93% | Beats 73% | 447 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.42% | 0.26% | 0.65% | 1.29% | Beats 64% | 599 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.75% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,386 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.75% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,386 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 64.95% | 52.61% | 69.38% | 83.50% | 42nd pctl | 978 / 1,683 | |
| Loans / Assets | 58.42% | 44.71% | 59.18% | 70.72% | 49th pctl | 866 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |