Marion National Bank, The
Marion, KS · Cert 4728 · Peer group: banks under $1B in assets in KS (n=98) · Marion Bancshares Inc.
National charter · OCC · 1 branch
Q2 2026
$35.4MAssets
$17.5MLoans
$29.8MDeposits
$5.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in KS (rank 36 of 98).
- Widest gap: return on equity trails 81% of banks under $1B in assets in KS (rank 79 of 98).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.21%
Rank 51 of 98
Net Interest Margin
3.87%
Rank 30 of 98
Efficiency Ratio
63.85%
Rank 69 of 98
Equity / Assets
15.06%
Rank 16 of 98
Non-interest income vs. expense
Unfavorable gap of $836K · efficiency ratio beats 31% of banks under $1B in assets in KS | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.21% | 1.03% | 1.24% | 1.54% | Beats 48% | 51 / 98 | |
| Return on Equity | 8.02% | 8.85% | 11.58% | 14.73% | Beats 19% | 79 / 98 | |
| Net Interest Margin | 3.87% | 3.24% | 3.62% | 3.91% | Beats 69% | 30 / 98 | |
| Efficiency Ratio | 63.85% | 51.87% | 58.88% | 64.74% | Beats 31% | 69 / 98 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.29% | 0.01% | 0.33% | 1.05% | Beats 54% | 46 / 98 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 100% | 36 / 98 | |
| Capital |
| Tier 1 Capital Ratio | 12.99% | 11.81% | 13.71% | 17.33% | Beats 43% | 56 / 98 | |
| Total Risk-Based Capital Ratio | 12.99% | 11.81% | 14.13% | 17.45% | Beats 37% | 62 / 98 | |
| Equity / Assets | 15.06% | 8.60% | 11.34% | 13.10% | Beats 84% | 16 / 98 | |
| Liquidity & Funding |
| Loans / Deposits | 58.72% | 57.09% | 69.84% | 82.47% | 29th pctl | 70 / 98 | |
| Loans / Assets | 49.34% | 49.34% | 58.31% | 68.94% | 24th pctl | 74 / 98 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |