PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

U P Terminal

Omaha, NE · Charter 4716

Q2 1995

$1.2MAssets
$980KLoans
$1.1MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.96%.
  • Asset quality: problem loans at 7.10% of loans.
  • Funding: loans stand at 92.49% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

2.96%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets2.84%1.84%2.96%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans6.07%10.12%7.10%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans3.81%3.58%2.78%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares86.99%85.32%92.49%n/a
Liquid Assets / Assets20.52%23.75%14.61%n/a