Security Bank of Kansas City
Kansas City, KS · Cert 4705 · Peer group: banks $1B-$10B in assets (n=322-328) · Valley View Bancshares Inc.
State charter, non-member · FDIC · 34 branches
Q2 2026
$3.9BAssets
$2.1BLoans
$3.2BDeposits
$443.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 93% of banks $1B-$10B in assets (rank 24 of 322).
- Widest gap: net interest margin trails 77% of banks $1B-$10B in assets (rank 252 of 328).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.54%
Rank 78 of 328
Net Interest Margin
2.99%
Rank 252 of 328
Efficiency Ratio
48.39%
Rank 56 of 328
Equity / Assets
11.51%
Rank 107 of 328
Non-interest income vs. expense
Unfavorable gap of $44.4M · efficiency ratio beats 83% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.54% | 0.91% | 1.22% | 1.52% | Beats 76% | 78 / 328 | | |
| Return on Equity | 13.40% | 8.43% | 11.45% | 14.43% | Beats 67% | 108 / 328 | | |
| Net Interest Margin | 2.99% | 3.03% | 3.45% | 3.83% | Beats 23% | 252 / 328 | | |
| Efficiency Ratio | 48.39% | 51.61% | 59.56% | 67.53% | Beats 83% | 56 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.03% | 0.24% | 0.51% | 1.03% | Beats 93% | 24 / 322 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.03% | 0.10% | Beats 81% | 62 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 12.77% | 11.75% | 13.15% | 15.47% | Beats 45% | 181 / 328 | | |
| Total Risk-Based Capital Ratio | 12.77% | 12.63% | 14.15% | 16.46% | Beats 27% | 240 / 328 | | |
| Equity / Assets | 11.51% | 9.15% | 10.33% | 12.01% | Beats 67% | 107 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 66.01% | 76.63% | 87.92% | 95.36% | 12th pctl | 284 / 323 | | |
| Loans / Assets | 54.53% | 65.18% | 74.15% | 79.98% | 11th pctl | 291 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |