Security Bank of Kansas City
Kansas City, KS · Cert 4705 · Peer group: banks $1B-$10B in assets (n=313-319) · Valley View Bancshares Inc.
State charter, non-member · FDIC · 34 branches
Q2 2026
$3.9BAssets
$2.1BLoans
$3.2BDeposits
$443.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 93% of banks $1B-$10B in assets (rank 22 of 313).
- Widest gap: net interest margin trails 78% of banks $1B-$10B in assets (rank 250 of 319).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.54%
Rank 77 of 319
Net Interest Margin
2.99%
Rank 250 of 319
Efficiency Ratio
48.39%
Rank 56 of 319
Equity / Assets
11.51%
Rank 102 of 319
Non-interest income vs. expense
Unfavorable gap of $44.4M · efficiency ratio beats 83% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.54% | 0.91% | 1.21% | 1.53% | Beats 76% | 77 / 319 | |
| Return on Equity | 13.40% | 8.49% | 11.44% | 14.57% | Beats 66% | 109 / 319 | |
| Net Interest Margin | 2.99% | 3.06% | 3.43% | 3.81% | Beats 22% | 250 / 319 | |
| Efficiency Ratio | 48.39% | 51.90% | 59.57% | 67.64% | Beats 83% | 56 / 319 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.03% | 0.25% | 0.54% | 1.18% | Beats 93% | 22 / 313 | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.04% | 0.12% | Beats 82% | 56 / 313 | |
| Capital |
| Tier 1 Capital Ratio | 12.77% | 11.74% | 12.99% | 15.28% | Beats 46% | 172 / 319 | |
| Total Risk-Based Capital Ratio | 12.77% | 12.61% | 14.01% | 16.23% | Beats 27% | 234 / 319 | |
| Equity / Assets | 11.51% | 9.03% | 10.33% | 12.01% | Beats 68% | 102 / 319 | |
| Liquidity & Funding |
| Loans / Deposits | 66.01% | 76.76% | 88.16% | 95.43% | 12th pctl | 276 / 314 | |
| Loans / Assets | 54.53% | 65.79% | 74.05% | 79.84% | 11th pctl | 285 / 319 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |